Terms of Service

Agreement to Terms

By accessing or using ReFi.Trading's website, services, or platform (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Services.

Nature of Services

ReFi.Trading Inc. provides software for trade execution automation. We do not:

• Act as a financial advisor, investment advisor, broker-dealer, or portfolio manager
• Provide investment advice, recommendations, or discretionary management
• Hold, custody, or have access to user assets
• Execute trades on behalf of users without explicit user-defined rules and parameters

Users define all trading rules, parameters, risk limits, and strategies. Users retain full responsibility for all trading decisions. Assets remain at the user's broker, and orders execute in the user's brokerage account.

No Financial Advice

All content provided through the Services is for informational and educational purposes only. Nothing on our website or platform constitutes:

• Financial, investment, tax, or legal advice
• A recommendation or solicitation to buy, sell, or hold any security or financial instrument
• A guarantee of future performance or results

You should consult with qualified professionals before making any financial decisions.

Risk Disclosure

Trading and investing involve substantial risk of loss. By using our Services, you acknowledge and accept that:

• Past performance is not indicative of future results
• Automated trading systems can malfunction or produce unexpected results
• You may lose some or all of your invested capital
• Market conditions can change rapidly and unpredictably
• You are solely responsible for evaluating the risks and merits of any trading strategy

User Responsibilities

As a user of our Services, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Comply with all applicable laws and regulations
• Use the Services only for lawful purposes
• Not attempt to circumvent security measures or access unauthorized areas
• Not use the Services in any way that could harm, disable, or impair our systems
• Monitor your automated trading strategies and adjust as necessary

Intellectual Property

All content, features, and functionality of the Services, including but not limited to text, graphics, logos, software, and algorithms, are owned by ReFi.Trading Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Services without our express written permission.

Service Availability

We strive to provide reliable and uninterrupted access to our Services. However, we do not guarantee:

• Continuous, uninterrupted, or error-free operation
• That defects will be corrected
• That our Services are free from viruses or other harmful components
• The accuracy, completeness, or timeliness of any information

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.

Limitation of Liability

To the maximum extent permitted by law, ReFi.Trading Inc. and its officers, directors, employees, and agents shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Trading losses or investment losses
• Interruption of business
• Any damages arising from your use of or inability to use the Services

Use of ReFi.Trading is entirely at your own risk. All liability is limited to the maximum extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless ReFi.Trading Inc. and its affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Services, violation of these Terms, or infringement of any rights of another party.

Third-Party Services

Our Services may integrate with third-party platforms, brokers, and services. We are not responsible for the availability, accuracy, or content of third-party services. Your use of third-party services is governed by their respective terms and conditions.

Compliance with Laws

You are responsible for complying with all applicable laws and regulations, including securities laws, tax laws, and regulations governing automated trading in your jurisdiction. It is your responsibility to determine whether you are legally permitted to use our Services.

Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services will immediately cease.

Dispute Resolution

Any disputes arising from these Terms or your use of the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

You waive any right to participate in a class action lawsuit or class-wide arbitration.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which ReFi.Trading Inc. is incorporated, without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be effective upon posting to our website. Your continued use of the Services after changes are posted constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Us

If you have any questions about these Terms of Service, please contact us: